| | | Commercial Properties Sipp
Buying Commercial Property with a SIPP is one of the oldest advantages of having a SIPP. The most straightforward way most larger pension funds use a SIPP is to buy their own business premises. this allows for several tax advantages, from the growth of the property being free capital gains tax, to the fact that the rental income will be paid directly into the SIPP hence allowing for further pension growth. With regards to Inheritance tax, since a SIPP is free of inheritance tax liabilities, this may also allow for further tax planning regarding protecting a business' assets. Borrowing to financae commercial property is also viable via a SIPP with most SIPP trustees allowing for borrowings of up to 50% of the pension fund. As an example, if a pension fund was valued at £200,000, the fund would be able to borrow a further £100,000 and the invest in a £300,000 valued commercial property. A lot of people also use their SIPP as protection against insolvency as it is the Pension fund that owns the property not the individual. You can transfer your existing personal pension fund to a suitable SIPP. Additionally, there are further commercial property investments that can now be made via a SIPP, which include
If you are an expat living overseas or planning to do so in the near future then a QROPS pension scheme can offer a wide range of investment vehicles and some attractive benefits.
|
||||||||||
| |||||||||||
